Unlocking the Capital that Fuels Small Businesses Across America
Every business deserves financial opportunity. That's why Stripe Advance Inc. provides capital to small businesses that may not be able to get it elsewhere or simply need a convenient, flexible solution that's personalized to their needs.
The Funding Small Businesses Need to Thrive
For over a decade, we've helped nearly 80,000 small businesses access $4B+ in capital needed to fuel their success.
At Stripe Advance Inc., we provide revenue-based financing, a practical and innovative solution designed for small businesses. That's why we strive to make our funding process as fast and easy as possible.
Quick Highlights
- Decision within hours and transfer of funds often same-day.
- Payments track revenue so the structure stays flexible.
- Clear, easy-to-understand updates from application to funding.
See What Makes Us Different
Built for speed, clarity, and access.
Accessible Capital
With attainable eligibility criteria and a reasonable amount of required documentation, more small businesses can get funding.
Fast Process
Our simple application is followed by a decision within hours and transfer of funds often same-day.
Flexible Product
Payments are a percentage of a business's revenue. So if your revenue decreases, your payments can too. And interest never accrues.
Transparent Approach
You get clear, easy-to-understand info along the way, from our teams and our tools, so there are no surprises.
Our Products
Our products are designed to give small businesses fast, flexible, and reliable access to capital.
Real Results From Real Customers
Real results from real customers
$1B+
businesses funded
80k
small businesses served over a decade
“The process was quick, simple, and transparent. I can focus on running my store without worrying about complicated financing.”
Adam Pearce
“They walked me through every step and made sure I felt comfortable. I now have the capital to upgrade equipment and take on more clients.”
Jack
Questions All Resolved in One Place
Questions all resolved in one place
What types of businesses do you provide funding for?
We work with a wide range of small businesses across industries — from restaurants and salons to construction companies and retail stores. If you're generating revenue and need capital to grow, we can help.
How quickly can I receive funding?
Our process is fast and straightforward. Once approved, most businesses receive funds within 24 to 48 hours, so you can take advantage of opportunities right away.
Do I need perfect credit to qualify?
No — we understand small business challenges. While we do review your credit, our decisions are primarily based on your business performance and revenue, not just your credit score.
What can I use the funding for?
You have full flexibility. Our clients use funding to hire staff, buy inventory, expand locations, upgrade equipment, or cover seasonal cash flow gaps. The choice is yours.
How is repayment structured?
Repayments are designed to fit your business. We offer flexible daily or weekly payment options that align with your cash flow, making it easier to manage and plan ahead.
Ready to get funded?
Tell us a bit about your business and a Stripe Advance Inc. specialist will reach out with your options.